Are you a first time buyer, looking to get on the property ladder? Latham & Co Estate Agents in Leicester have put together a short guide to help you get started.
How much to borrow?
This was an easy issue in the past; landers offered multiples of your income, for instance two and a half times your salary.
Now, because of the information available from credit agencies and the level of unsecured debt many of us carry most landers use credit scoring and affordability techniques that make this calculation more opaque.